Los Angeles Housing Department

HOMEOWNERSHIP PROGRAMS

Low-Income First-time Homebuyer Purchase Assistance Programs

Purchase Assistance deferred loans of up to $90,000 to low-income buyers who need assistance in purchasing certain types of homes. (.pdf)

Moderate-Income First-time Homebuyer Purchase Assistance Programs

Purchase Assistance deferred loans of up to $75,000 to ,moderate-income buyers who need assistance in purchasing certain types of homes. (.pdf)

SPECIAL AND LIMITED FUNDS

Shared Appreciation Example (.pdf)

Mortgage Credit Certificate (.pdf) | Census Tract (.xls)

Mortgage Revenue Bond

Below-market first mortgage interest rates and purchase assistance for qualified first-time homebuyers. (.pdf)

REFERRALS

Purchase assistance for individuals with disabilities or disabled family members (310) 258-4131

Homeownership assistance for Teachers: (888) 946-8333, www.Latmap.org

HUD: Officer & Teacher Next Door www.hudpemco.com

County of Los Angeles homebuyer assistance (323) 890-7281

California Housing Finance Agency: www.calhfa.ca.gov

U.S. Department of Housing and Urban Development: www.hud.gov

RESOURCES

Homebuyer Education Providers

Attend a homebuyer education seminar before purchasing your home. (.pdf)

City of Los Angeles Communities Flyer (.pdf)

LA Partners Flyer (.pdf)

LAHD Participating Lender List (.pdf)

Beware of Loan Scams!

Predatory lending includes home loan scams where a lender or contractor uses deception or fraud to take unfair advantage of a borrower's lack of understanding about loan terms, combined with excessive fees and very high interest rates, without regard to the borrower's ability to repay the loan. More...

Mortgage Credit Certificate Manual

In-depth information on the City's MCC program. Good information for lenders and real estate professionals. (.pdf)

Mortgage Credit Certificate Application

Blank MCC Application for use by lenders only. (Applications for MCC's are only accepted from lenders.) (.pdf)

hbuyers.htm (rev 10.18.07)